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AI Governance Commonsby Synthetic Labs
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Payment verification procedure

Before any payment changes or urgent payment goes out

Adopted ______ by ______. Review annually. Post where finance works.

  1. Any change to payment details, and any urgent payment request, is verified by calling a number you already had on file, never a number in the message.
  2. Payments above a threshold you set require two people to approve, in two channels.
  3. Executives and finance staff agree a spoken codeword for urgent requests; a request without it waits.
  4. Treat urgency itself as a warning sign. Legitimate partners can wait an hour.
  5. Record every verification: who called whom, when, what was confirmed.
  6. Report attempted fraud to the FBI's IC3 and your bank the same day; speed matters for recovery.

Checklist

☐ Payment verification procedure adopted and signed by finance
☐ Dual approval threshold set
☐ Codeword agreed and refreshed quarterly
☐ Ten-minute deepfake awareness module completed by finance, HR, and executives
☐ Vendor payment-change requests routed to one mailbox with verification
☐ Bank callback contacts recorded
☐ Cyber insurance checked for social engineering coverage

From the AI Governance Commons fraud and deepfake kit, CC BY 4.0. Not legal advice.

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